Blue Valley Insurance Agency Blog

All You Ever Wanted to Know About Insurance

Keep Pets Happy and Safe on Vacation

You’re not just imagining it—a lot of people are traveling with their pets these days. According to a TripAdvisor survey of more than 1,000 travelers, 53% of those responding said they take their pets on vacation, and...

Read More


Five Common (and Potentially Costly) Homeowner Mistakes

Owning a home is usually a great experience. But it can also be a hassle, especially when unexpected issues pop up-whether you have a minor breakdown or a major catastrophe, it’s almost certainly going to require time...

Read More


Five Ways to Protect Your Personal Electronic Data

Online data breaches are just an unfortunate fact of life now-as the New York Times put it, you might as well assume that your personal information has been taken, because cyberattacks happen all the time. That’s why we...

Read More


Let's Keep Our Lawns and Ourselves Safe

As the summer winds down, a lot of us will find ourselves outside trying to get lawns back in shape. You've survived so far, but be sure to be safe with any new equipment you may be using (I'm looking at you aerating...

Read More


6 Tips for Getting to Work on Two Wheels

Did you know that hundreds of thousands of people in the United States commute to work by bicycle, according to the U.S. Census Bureau? That’s a lot of cars off the road each day, a lot of gasoline saved and a ton of...

Read More


Essential Safety Tips for Nighttime Boating

If you own a boat (or better yet, as the joke goes, you know someone with a boat), you’ve probably thought about spending some evenings on the water - especially in the summertime. It’s a great thought, of course. But,...

Read More


Summer Driving Tips

Summer’s almost here. The sun will come out of hiding, and people will, too. As crowds swell at the beach, in parks, and even on roadways, it all makes for some challenging driving conditions. More people are out and...

Read More


Protecting Your Home: Understanding Your Home Insurance Policy

As a homeowner, one of the most important aspects of your home isn’t something you use daily. And it isn’t something flashy you show off to friends. It’s your homeowners insurance policy, and it protects you in more...

Read More


Do I Need to Tell My Insurance Company If My Dog Bites Someone?

You probably don’t think your dog would ever bite someone, let alone cause a serious injury. But dog bites are more common than you might realize-4.5 million occur every year in the U.S., according to the Centers for...

Read More


Spring Into Home Maintenance Mode in Kansas

Spring is a time for rejuvenation, and, as the weather gets warmer here in Overland Park, Kansas, and the days grow longer, there's a positive energy in the air. Many people decide it's the perfect time for...

Read More


Protect yourself from Carbon Monoxide at Home and at Work

Every year, according to the Centers for Disease Control and Prevention, hundreds of people in the U.S. die from carbon-monoxide (CO) poisoning-and the invisible, odorless gas sickens thousands more. The numbers seem...

Read More


Insuring Jewelry: How to Know if Your Coverage is Enough

A ring from a loved one. A bracelet handed down through generations. A watch or necklace marking a special occasion. Every reason you treasure a piece of fine jewelry is a reason it should be insured. However, calling...

Read More


Tips for Buying a Safe Car

You’ve heard all the talk about driverless cars - but unfortunately, we’re still years away from living in a world where you just tell your car where to go, kick back and relax with a book (or, more likely, your phone)....

Read More


The Right Tires for Winter Driving

It's easy to forget about your tires when it comes to vehicle safety. But with winter weather already in many parts of the country, tires are an important aspect you should keep in mind. Your tires can be the...

Read More


Why Today’s Homes Burn Faster

From building materials to furnishings, many of the things in your home likely aren’t as flame-resistant as those from yesteryear. A fire in a modern home is a “perfect storm,” according to safety consulting and...

Read More


How to Lower Your Auto Insurance Bill

It’s easy to lower your insurance costs - especially if you have a great driving record, or don’t mind having higher deductibles. Who doesn’t want to pay less for car insurance? Billions of dollars are spent on ad...

Read More


Do You Need Umbrella Insurance?

One of the most certain things in life is uncertainty. Your dog could bite the neighbor’s kid. Your teen driver could hit a cyclist. A guest could fall down your stairs. A rainy morning commute on worn-out tires could...

Read More


Three Ways a Pool May Affect Your Homeowners Insurance

That oh-so-covetable experience of taking a dip in your very own pool? Millions of American households enjoy it, at least when the weather's nice. With the summer of 2017 in the books, you may have started to plan...

Read More


Easy to Forget Cleaning Projects

As a busy homeowner, it's easy to fall into the trap of pushing off tasks that maintain the long-term value of your home in favor of more pressing problems. That’s OK, to a point, as certain house-cleaning projects...

Read More


Heavy Rain? Be on the Lookout for Heavy Damage

Your home protects you from the elements, but heavy rains can weaken that protection. With a little maintenance and a lot of vigilance, it’s not hard to stay safe and dry. Spring rainstorms are a fact of life in many...

Read More


Want a Safer Home? Consider these Inexpensive Fixes

Home improvement: It’s a never-ending process for many people, and for those of us who aren’t necessarily handy, it can be a hassle, too. But there are plenty of simple maintenance tasks and other improvements you can...

Read More


Help Your Dog Love Apartment Living

Apartment living can have many advantages: low maintenance, close to work and entertainment, and ease of changing residence. But, if you’re a dog owner, apartment living can present some difficulties. You probably won’t...

Read More


Love Bites – Get Umbrella Coverage

In today’s economy, everyone is pinching pennies. So why worry about umbrella coverage? Shouldn’t a home and auto policy leave you adequately covered? Unfortunately, we live in a world of lawsuits. Large damages can be...

Read More


Teen Driving Safety

Talking to Your Teen About Safe Driving When teens begin to drive, according to the National Highway Traffic Safety Administration (NHTSA) and the National Safety Council, the sobering statistics start to pile up:Car...

Read More


Car Shopping With Safety in Mind

You’ve heard all the talk about driverless cars. Yet we’re still years away from living in a world where you can just tell your car where to go and then kick back and relax with a book or your phone. Even still,...

Read More


7 Driving Habits That Are Bad for Your Car

No matter how safe you are behind the wheel, you’ve probably done things like: Shift into drive while the car is still rolling backward. Ride the brakes on steep hills. Roll into the gas station on empty. Guilty? If so,...

Read More


Burglary Prevention: Should You Leave the Lights On?

It seems like a no-brainer to leave the lights on outside your home to deter burglars while you’re away (or even while you’re asleep). But does that really work? Or is it just a waste of electricity — particularly this...

Read More


Which Home Alarms Do You Need?

Technology has made home alarms of all kinds — from security to smoke, radon to radiation — more accessible than ever. Many of them can be configured to work together, and some even alert you to trouble through your...

Read More


Device Insurance: Cover Your Personal Electronics With the Policy You Already Have

It seems everyone these days has a smartphone. Or a smart TV, a tablet, or an ebook reader. Or all of the above – and more. When you add it all up, you may find you have thousands and thousands of dollars tied up in...

Read More


How to Deal With Road Rage

Have you ever noticed that, with roadway anger, it’s always the other guy’s fault? And, it very well could be. The thing is, you can’t control how other people drive. But, you can control how you respond to situations...

Read More


Safety Tips for Your Summer Swims

When the sun is out and the weather’s warm, people flock to the water — whether it’s the beach, a lake, a river or a backyard pool. But, wherever there’s water, there’s also danger. According to the U.S. Centers for...

Read More


Safety Tips for Summer Thrill Seekers

The family summer vacation is a time-honored tradition, and it often includes a trip to one of our country’s incredible amusement parks. But, while the rides and other attractions at these parks are typically safe, it...

Read More


What Should Go in Your Home Safe (or Safe-Deposit Box)?

Don't forget to revisit the important documents and other items you have in your home safe and in that safe-deposit box at the bank. What documents do you need to keep? What can your shred? Are your valuable items...

Read More


The Type of Fire Extinguisher Every Home Should Have

A fire is a fire, and a fire extinguisher is a fire extinguisher, right? Well, not quite. There are actually different types of fires and different types of extinguishers that respond best to each one. So, which is...

Read More


Navigate Rainy Roadways With Care

It’s just rain — how much impact can it really have on your driving? The answer: a lot. You’re likely to experience lower visibility, reduced traction and increased difficulty in handling your car both during and after...

Read More


Identity Protection Tips for Tax Season

What’s the most important number for you this tax season? The amount of your refund? The amount you owe? The number of hours spent poring over all the other numbers? All of those are pretty important, but none of them...

Read More


What to Do After a Car Accident in Winter

Freezing temperatures, gusts of wind, patches of ice – winter can be a horrible time to be on the road, especially if you’re on vacation and aren’t used to driving in winter conditions. And, it’s an even worse time to...

Read More


How to Avoid Animal-Vehicle Collisions

About 2 million times every year, animals and cars collide on U.S. roadways — often causing serious and even fatal injuries to drivers and passengers, along with about $1 billion in damage, according to the U.S....

Read More


Thrifty Security: Burglar-Proof Your Home for the Holidays

It's not unusual, when you set out on that holiday trip, to look back at the house a little nervously. Sure, you remembered to lock the doors, but just how secure are things? What might happen while you're away?One way...

Read More


Safe, Secure Shopping: Tips for Black Friday

It's become almost as much a part of Thanksgiving as turkey and football: Black Friday, the morning-after (or in some cases evening-after) shopping spree. It's the biggest shopping day of the year, an event in its own...

Read More


Your Home Maintenance Checklist for Fall

Fall brings more than just changing leaves and shorter days. In many areas, it also comes with a shift in weather conditions that can have a serious impact on your home. And, don’t forget, winter is right around the...

Read More


4 Ways to Help All Children Have a Great School Year

It's back-to-school time, and, if you have school-age children, your household is likely bustling with activity and filling up with books and backpacks. There are other households and school districts in your community,...

Read More


School is in and SPEED LIMITS are down!

Finally! A well deserved break for parents. The kids are back in school and you get your house back. You can start to catch up on all those errands that you wouldn't have otherwise drug the kids to. How fun is Hobby...

Read More


Keep Cool While Keeping Your Energy Costs Down

Two thirds of households in America have air conditioners, according to the U.S. Department of Energy — and they spend a total of $11 billion each year running them. Our guess is that most of those households (which...

Read More


5 Tips for Organizing Your Home for the New School Year

Yes, it's already time to start thinking about school again. Getting a head start can pay big dividends for you and your kids as they head back to class. But, it's not just what they need for school that matters. It's...

Read More


Get the Most Out of Your RV This Summer

There's nothing quite like taking a road trip in an RV. Whether you're headed to somewhere nearby or somewhere farther away this summer, Blue Valley Insurance Agency wants you to get the most out of your travels....

Read More


Commuting by Bike: How to Get to the Office on Two Wheels

There are plenty of great reasons to bike to work: Commuters who ride save money on gas and car insurance, stay fit and help the environment (they don't get stuck in traffic, either). And they even have fun - as long as...

Read More


Essential Safety Tips for Nighttime Boating

If you own a boat (or better yet, as the joke goes, you know someone who does), you've probably thought about spending some evenings on the water - especially in the summertime. It's a great thought, of course. But,...

Read More


Getting Your Boat Out of Storage and Into the Water

Spring is here, and you're ready to get out on the water. But is your boat ready? Even if you've kept it properly stored for the winter and protected from the elements, there are still a number of things you need to do...

Read More


How to Create Your First Garden This Spring

From genetically modified crops to the environmental and health effects of pesticides, more and more Kansas residents are questioning whether they should grow what they eat. Wherever you stand on the issues...

Read More


Helping Seniors Have a Wonderful Winter

Slippery sidewalks. Freezing temperatures. Power outages. Winter isn't always a wonderland. If you regularly lend a hand to a senior friend or family member here in Kansas, it may be a good time of the year to provide...

Read More


Holiday Safety Tips for Your Four-Legged Friends

As a nation, our pets are like family, so let's make sure they enjoy the holidays with us while staying safe. As a general rule of thumb, always keep pets on a regular routine, even during the holiday season. Don't let...

Read More


Make Home Safety a Priority While You’re Away for the Holidays

The holidays can be a great time to get out of town to visit family you rarely get to see, hit the slopes or flee to the beach. Regardless of how you spend your time away, you need to ensure your house stays safe while...

Read More


Make Football Season Fun and Safe

Finally, we're welcoming fall, that eagerly anticipated season when we get to enjoy cooler temps, colorful leaves and, of course, football season in Kansas. Football brings with it a whole host of seasonal activities...

Read More


Protect Your Most Cherished Possessions

If you're like most people, there are certain items you own that you can't imagine ever losing - possessions you deeply cherish or those that would be impossible to replace due to the cost of re-purchasing them or...

Read More


Celebrate National Night Out With Your Neighbors

In 1984, National Night Out - "America's Night Out Against Crime" - began as a way to promote crime prevention through neighborhood camaraderie. Since then, according to the National Association of Town Watch (NATW),...

Read More


Make Recycling and Reducing Routine

"Reduce, reuse, recycle." Most likely, you've heard that catchy phrase connected with information about saving natural resources and even saving your family money. But how many of us really make reducing, reusing and...

Read More


Keep Water from Going Where it Shouldn't

One of the most disheartening experiences is to find flooding or extreme water damage to your treasured home. At Blue Valley Insurance, we know you want to protect what's important. That's why we're offering these tips...

Read More


Home Security Tips

Everyone wants to keep their home safe from burglars or intruders, but not everyone wants to have an alarm system installed. There are plenty of people who prefer the do-it-yourself route, whether it's home improvement...

Read More


Five Sure-Fire Ways to Get Your Car Stolen

Most people would say their car is one of the most valuable assets they own - if not the most valuable. Despite that, however, some people make it downright easy for thieves to drive off in their pride and joy. At Blue...

Read More


Protect Your Family From the "Silent Killer"

Carbon monoxide is an odorless, colorless, invisible gas that results when certain fuels do not burn completely. And it can be deadly. That's why it's important to know how to prevent it, detect it, and protect yourself...

Read More


Make Sure Your Pets Travel Well for the Holidays

The holiday season is here - time to eat good food and join together with loved ones. For many who have families far away, this is also is the time to pack up and get out of Kansas. If you are gearing up to travel and...

Read More


A Different Season Means Different Dangers For Motorcyclists

Fall is a wonderful time to be outside on your bike, thanks to the crisp, cool weather and changing colors of the landscape. Staying safe on the road in autumn requires some special precautions, however. Because we at...

Read More


It Can Wait Campaign

75% of teens say texting while driving is common among their friends. 100,000 crashes a year involve drivers who are texting. It's always a great time to remind students (and ourselves!) to drive safely, and avoid...

Read More


Insurance Updates - Fall 2013

Roof and Coverage Updates - Some important changes for roofs have continued to come up over the last year. Older roofs are getting tougher to re-quote. Many carriers are electing to avoid issuing replacement policies...

Read More


Back to School Safety Reminders

The end of summer in Kansas means many things, such as cooler weather, shorter days and ... the start of football! But most important, it means kids are headed back to school. And that means we all should be extra...

Read More


Flood Insurance - What You Should Know

You've probably heard this horror story before - someone loses a home due to a flood and learns after the fact that standard homeowners insurance doesn't cover flood damage. At Blue Valley Insurance we want you to be...

Read More


When Things go BOOM in the Night - Fireworks Safety

For most of us, the Fourth of July is a time to enjoy the company of family and friends, having fun and creating memories - whether at home or away But for some families, the holiday is a nightmare. Each year, homes in...

Read More


Do You Own a Classic Car of the Future?

There's nothing quite like driving a speedy, shiny classic car that turns heads and starts conversations. In fact, the beauty and elegance of old collectibles - like the 1964 Aston Martin DB5, the 1963 Corvette Sting...

Read More


A Time to Celebrate Mothers

As the second Sunday of May nears, it's time to think of ways to celebrate mothers - although, of course, that's a worthy pursuit at any time of year! At Blue Valley Insurance, we thought it would be fun to give you a...

Read More


It's Time for Spring Cleaning!

Spring is a time of new beginnings in Overland Park - and now is a great time to take on some cleaning and organization tasks around your home. If you're anything like many of us here at Blue Valley Insurance, some of...

Read More


Be the Pinnacle of Health & Wellness This Winter

It goes without saying that keeping yourself and your family healthy through the winter months in Overland Park can be a challenge. When you combine chillier temps, housebound days - not to mention kids passing around...

Read More


Love Your Valentine's Day Gift? Insure It!

Those who don't buy shiny things for Valentine's Day may prefer other types of valuables, such as electronics, artwork, antiques, wine and furs. All totaled Valentine's Day spending will tally approximately $17.6...

Read More


Three Insurance Resolutions for the New Year

Some people vow to exercise more, or to quit smoking or to read more books, and these are all admirable New Year's resolutions. But what about resolutions that help provide you with peace of mind, more protection and a...

Read More


Insurance Updates - Winter 2013

As you may have noticed, home premiums are continuing to rise. Travelers has taken increases every year for the last 4 years. Ironically, they are still competitive in most cases. My other carriers have also taken rate...

Read More


Protect Your Motorhome and RV From the Cold

If you're a snowbird and you're headed away from the cold this winter to a sunnier and warmer spot, you can move on to the next article. Just know that we here at Blue Valley Insurance wish you a safe journey - and that...

Read More


Make Sure Your Holidays Stay Happy … and Safe

You'll no doubt hear the phrase "Happy Holidays!" about a thousand times over the next month. Here at Blue Valley Insurance, we'd like to change that a little bit: "Happy - and Safe - Holidays!" While the holidays...

Read More


Tips for Preparing for Your Holiday Driving Trip

Millions of Americans will do some traveling this holiday season - the majority of it by car. Of course, winter weather creates a unique set of challenges on the roadways, whether you're simply driving around in...

Read More


Fall Home & Auto Insurance Premium Updates

Home Insurance - Our last newsletter talked about wood roofs being a problem for new business going forward as well as some of our carriers increasing their minimum deductibles. This won't change anytime soon. The...

Read More


Understanding the Basics of Small Business Liability Insurance

To protect a small business from potential lawsuits, liability insurance is necessary. Policies vary greatly, and they cover different classifications of risks for varying costs. Before shopping for a policy, it is...

Read More


Beware: CGL Policies Don't Cover Faulty Work

Builders and contractors who buy commercial general liability coverage policies with the impression that they will keep them safe from allegations of inadequate or faulty work must beware of their policies. It's...

Read More


Halloween Safety: Be Ready When the Little Goblins Come Out

It's a night full of treats for both kids and adults in Overland Park. But a number of factors - including lots of people walking in the dark, the threat of wet and stormy weather, strangers coming to your door - mean...

Read More


When the Kids Head for College, Put “Insurance 101" on Your Class List

It's an exciting time when your child heads off to college. Whether they're attending school in Kansas or have moved all the way across the country, there were a ton of things to get done last month, but did you...

Read More


Make Your Vacation a Great One

Whether you're planning a trip to a local attraction in Kansas this summer, or headed all the way across the country, you want your vacation to be relaxing. It's a getaway from work, not to mention your day-to-day life....

Read More


Home Insurance Updates

Travelers Home Insurance Coverage Changes - Travelers (as of April 1, 2012) has made $2500 (or 1%) their minimum wind and hail deductible on all home renewals. Many of you may have already heard from us regarding this...

Read More


Cyber Liability Insurance: A Smart Investment that Might Save Your Business

On April 20, 2011, someone hacked the Sony Playstation Network. They found an opening in the online video gaming network's password-reset system and penetrated the security protecting its customer database. Days later,...

Read More


Four Common Mistakes Employers Make Regarding Workers' Compensation

Most employers look at workers' compensation as just another necessary evil and unavoidable cost of doing business. It's usually one of those out of sight, out of mind things when rates are low. It's not until an...

Read More


Boat Maintenance Tips for Kansas & Missouri

Proper maintenance can extend the life of your boat, reduce the need for costly repairs, and help ensure the safety of your passengers on the lakes this summer. Clean and Care for Your Boat - Wash your boat regularly...

Read More


Flood Prevention & Safety in Kansas & Missouri

Almost anywhere it rains, it can flood. Even if you live in an area of that you think isn't at risk, preparation is just as critical as with other types of emergencies. Before we get into how you can prevent, limit or...

Read More


A Home Inventory Will Help You Know What You Own

Why should I have a home inventory? - Your furniture and appliances, clothing, sports or hobby equipment, and electronic goods are all regarded as personal property. Like many people in Kansas, you may own much more...

Read More


Safety Tips for Your Boat Trailer

When purchasing a trailer in Kansas or elsewhere, stay within recommended capacity guidelines. When determining capacity, remember to include the weight of fuel and accessories in addition to the weight of the craft....

Read More


Tornadoes Happen Every Year - Are You Prepared?

You don't have to be directly hit by a tornado in Kansas to experience damage. Taking some time to prepare could save you thousands of dollars and hours of clean-up. Know What Your Insurance Covers and How Much You Need...

Read More


Spring is Coming!

With the days getting longer and the weather getting warmer, we're starting to think about spring. (Or at least hoping that springtime is coming, anyway.) And whether spring arrives on time, we've got you covered with...

Read More


Prepare for Driving In Bad Weather Before You Hit the Road

Rain, fog, sleet, snow, ice and wind... bad weather is the enemy of every driver in Kansas. Blue Valley Insurance wants you and your employees to be safe. Even if you are satisfied that your vehicle and all of its...

Read More


Things to Keep in Mind When Buying a Car

Buying a new car is an exciting time - but it can also be stressful. After all, you're trying to get the best deal on price, while also deciding on the make, model and features you need. We can't really help you become...

Read More


Is Your Home Energy Efficient?

Drafty windows. Leaky faucets. Dirty air filters. All are common issues here in Kansas, and they're not only annoying - they also cost you money in decreased energy efficiency and higher utility bills. Would you like to...

Read More


Make Sure Your Home is Ready for Winter

Summer has ended, but there's no need to fret: Fall brings with it crisp, cool days, wonderful colors - and football season! It also brings with it a few maintenance tasks that Blue Valley Insurance recommends to help...

Read More


Understanding Identity Theft

Your identity belongs to you. Here are some suggestions from Blue Valley Insurance to help you protect it. One smart and effective way to protect yourself against identity theft is to prevent it. If your identity is...

Read More


Disaster Preparedness, FEMA and More

If the unthinkable happens, Blue Valley Insurance understands that your most valuable assets are more than just items on a balance sheet. That information is critical during a time of catastrophe. Sites to Check Out The...

Read More


Saving Money on Classic Car Insurance in Kansas

How much you pay for insurance depends on many factors. Following the suggestions below may help you lower the cost of your classic car or collector vehicle insurance in Kansas. Before you buy If you're thinking of...

Read More


More Than a Tarp to Keep Your Boat Covered

Whether you own a Jet Ski, a small ski boat, fishing boat, or a 26 foot cruiser, knowing that you're covered by the right insurance should give you the peace of mind to relax and enjoy every minute on the water. What We...

Read More


Summer Means More Teens in the Workplace

Business news often reports that it's difficult for teenagers to find work here in Kansas but nonetheless, as summer approaches thousands of teenagers will enter the workforce, many for the first time. This is an...

Read More


RV & Motorhome Safety Tips

Avoid any delays and unexpected problems when you take your recreational vehicle or motorhome out for what should be a relaxing trip. Follow some of our suggestions below, and consider investing in some maintenance and...

Read More


Suggestions For Dealing With a Water Emergency

It's happened. There's water everywhere - in your walls, under your carpets and soaking into your belongings. Whether caused by a burst pipe, a broken water heater or flooding, there are things you can do immediately to...

Read More