Whether you are getting a new quote for auto insurance or considering changing your existing auto coverage, we would encourage you to consider the following coverage options.
Increasing your deductibles could reduce your comprehensive and collision costs by up to 25%.
You should have at least $100,000/300,000 bodily injury liability and at least $100,000 property damage liability. Also consider a $500,000 combined single limit.
If you are located in Kansas, the state requires that you purchase basic PIP coverage for medical expenses, wage loss, funeral expenses and loss of service. There are two options available to increase the basic amounts of coverage.
This covers the cost of towing to the nearest repair shop or labor at the place where your car is disabled.
If you are involved in an accident and are at fault, this option covers the cost of a rental car. We recommend this coverage for anyone who would be stranded while their car is being repaired.
If your new vehicle is totaled within 12 months from purchase, this option would cover the replacement cost. We recommend this coverage for all new car owners.
In the event of an accident resulting in a total loss of your vehicle, this coverage provides coverage for the difference between the unpaid amount due on a loan or lease of your vehicle and its actual cash value.
We know how to find auto insurance discounts you may not find on your own. Give us a call, or get a free auto insurance quote online today.
Get a free quote and find out how much you could save by switching.
Your current insurance may not cover you fully in the event of a catastrophic loss. Learn more.
7311 West 132nd St Suite 100
Overland Park, KS 66213